3 BHK flats in Gurgaon with bank loan attract families due to strong infrastructure and connectivity, but rising prices, limited greenery, and high EMIs make them less affordable for mid-income buyers. Larger 3 BHK units with 1200+ sq. ft. often exceed ₹75–80 lakhs. In comparison, Chattarpur offers spacious 3 BHK flats with terrace gardens, gated security, and bank loan support starting from ₹60 lakhs. With metro access, greener surroundings, and ready-to-move options, Chattarpur provides better value, comfort, and long-term appreciation for homebuyers.
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YEARS OF EXCELLENCE
HAPPY CUSTOMERS
SATISFACTORY
Monthly EMI: ₹ 59,351
Principal Amount: ₹ 50,00,000
Total Interest: ₹ 21,22,106
Total Payment: ₹ 71,22,106
The 3 BHK flats in Gurgaon with bank loans cater to a vast range of property investors and serious homebuyers. Gurgaon has emerged as the top realty hotspot in the NCR because of numerous reasons. Besides its robust social and physical infrastructure, the area is known for its seamless connectivity. In other words, Gurgaon is an excellent place to settle with your family.
| Location Options | Gurgaon & Chattarpur (South Delhi) |
| Configuration | 3 BHK Flats / Society Apartments |
| Average Size | Gurgaon: 1000–1200 sq. ft. | Chattarpur: 1170–1575 sq. ft. |
| Price Range | Gurgaon: ₹70–80 Lakhs | Chattarpur: ₹60 Lakhs Onwards |
| Loan & EMI Facility | Available (Bank Loan + EMI Support) |
| Key Advantage | Bigger layouts, terrace gardens & greener surroundings |
Besides boasting a good appreciation rate, the 3BHK flats in Gurgaon with bank loans come with the latest amenities. But you have to shell out a large amount of money to have all these amenities. Property prices in Gurgaon are rising rapidly. Nowadays, it is beyond the reach of an average home buyer to invest in properties in Gurgaon.
On the contrary, the 3 BHK apartments in Chattarpur also provide the best-in-class amenities to home buyers. For instance, a majority of these apartments come with the following features.
Usually, the EMI 3 BHK flats in Gurgaon are suitable for any mid-to-large-sized families. A 3 BHK apartment is suitable for a family of six to seven members. However, most flats in Gurgaon don't have sufficient square footage to cater to your requirements. 3 BHK apartments in Gurgaon with more than 1200 square feet can be expensive.
The flats in Gurgaon have a higher square footage when compared tothose in Gurgaon. In other words, you will benefit by investing in the flats in Chattarpur. Besides higher square footage, it is customary for each apartment to have a terrace garden. Nowadays, a terrace garden can increase a flat's value drastically.
If you are looking for 3 BHK apartments, reach out to us at the earliest. At Bhavishya Nirman, our main objective is to provide the best apartments to mid-income groups at competitive rates. With more than 19 years of experience and 1800 customers, we are redefining the real estate landscape.
The rapid pace of development has taken a toll on the green spaces in Gurgaon. So, if your main objective is to buy a 3 BHK flat on EMI in Gurgaon amidst greenery, you will be disappointed. It is possible to find apartments in the greener areas in Gurgaon. However, these properties come at a hefty price tag, which may not be suitable for all.
Investing in ready-to-move 3 BHK flats in Gurgaon with a loan is suitable for those who want immediate possession. However, a ready-to-move apartment in Gurgaon. Most of these flats fall in the price range of INR 70 lakhs to INR 80 lakhs.
The ready-to-move flats in Chattarpur are affordable and provide you with immediate possession. The price of the 3 BHK apartments in Chattarpur starts from INR 60 lakhs.
The decision to buy 3BHK flats in Gurgaon depends greatly on your preferences. At Bhavishya Nirman, we can help you choose the best 3 BHK flats. Call us at +91-9899550700 for a guided site tour.
1. Are bank loans available for 3 BHK flats in Gurgaon?
Yes, bank loans are available, but higher property prices often lead to larger EMIs and stricter eligibility criteria.
2. What is the price of a 3 BHK flat in Gurgaon with a bank loan?
Most 3 BHK flats in Gurgaon with loan support range between ₹70–80 lakhs, depending on size and location.
3. Are EMI options suitable for mid-income buyers in Gurgaon?
EMI flats in Gurgaon can be expensive for mid-income buyers due to high base prices and limited carpet area.
4. Is Chattarpur a better option for 3 BHK flats on EMI?
Yes, Chattarpur offers more spacious 3 BHK flats, terrace gardens, and bank loan support at lower prices.
5. What amenities are included in 3 BHK flats with loan support?
Common amenities include gated security, modular kitchens, fire safety systems, CCTV, and parking facilities.
6. Do 3 BHK flats in Gurgaon offer enough carpet area?
Most Gurgaon flats under ₹80 lakhs have limited carpet area. Larger units are significantly more expensive.
7. Are ready-to-move 3 BHK flats available with a bank loan?
Yes, but ready-to-move 3 BHK flats in Gurgaon are priced higher than similar options in Chattarpur.
8. How does greenery compare between Gurgaon and Chattarpur?
Gurgaon has limited green spaces, while Chattarpur offers farm-area surroundings and a calmer living environment.
9. Is a terrace garden a value-adding feature?
Yes, terrace gardens significantly enhance resale value, rental demand, and lifestyle quality.
10. Who should consider buying 3 BHK flats near Gurgaon?
Buyers seeking affordability, larger space, metro access, and EMI flexibility should consider Chattarpur options.
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